If you’re planning to study in Germany in 2025, it’s important to stay updated on the latest financial regulations for student visas. The German government has made key changes to the required financial proof, also known as the “blocked account”, which is a mandatory part of the National Visa (D-type) application process for international students.


In this article, we break down the latest updates, how they affect international students—especially from India—and how you can prepare to meet the new financial thresholds for studying in Germany.
What’s Changed in 2025?
Starting from January 1, 2025, the minimum amount required to be deposited in a blocked account has increased.
New Blocked Account Requirement for 2025:
Previous Amount (2024): €11,208 per year
Updated Amount (2025): €11,400 per year
Monthly Requirement: €950/month (approx.)
This amount is considered sufficient by German authorities to cover a student’s basic living expenses in Germany for one academic year. These include housing, food, transportation, insurance, study materials, and personal needs.
What is a Blocked Account?
A blocked account (Sperrkonto) is a special type of German bank account where international students must deposit a pre-defined amount before applying for their student visa. This account ensures the student has enough funds to support themselves during their stay in Germany.
You are allowed to withdraw a fixed monthly amount—now capped at €950/month—as living expenses.
Who Needs to Show a Blocked Account?
All non-EU international students, including Indian nationals
Students applying for Bachelor’s, Master’s, or preparatory courses
Applicants for long-term study programs (more than 90 days)
Note: Students receiving a fully-funded scholarship (like DAAD) may be exempt from opening a blocked account, provided official documents are submitted.
Popular Blocked Account Providers in 2025
To open a blocked account, students can use trusted and approved financial service providers:
- Fintiba (in cooperation with Sutor Bank)
- Expatrio
- Coracle
- Deutsche Bank (offline process)
These platforms offer fast online account setup, insurance bundles, and easy integration with German visa applications.
Student Visa Application Checklist (Updated for 2025)
When applying for a German student visa, here are the updated financial and general documents required:
Required Documents:
How to Prepare for the 2025 Financial Requirement
1. Plan Ahead
Start arranging funds and initiating your blocked account setup at least 2–3 months before your visa appointment.
2. Choose Bundled Services
Many providers offer student packages that include health insurance and account setup—this simplifies your visa documentation.
3. Double-Check Conversion Rates
If you're transferring money from INR or other currencies, account for currency fluctuations and bank fees.
Why the Increase in 2025?
The revised amount reflects inflation, rising living costs, and student welfare considerations. German authorities periodically review and update the blocked amount to ensure students can sustain themselves without financial hardship during their stay.
Impact on Indian Students
India continues to be the largest non-EU source of international students in Germany, with over 42,000 Indian students currently enrolled in 2025. While the slight increase in blocked account requirements may seem challenging, it ensures a more secure and prepared academic journey abroad.
Final Thoughts
The new financial requirements for the German student visa in 2025 are part of Germany’s commitment to maintaining a strong support system for international students. Although the blocked account amount has increased, the overall cost of studying in Germany remains significantly more affordable compared to other popular destinations like the USA, UK, Australia, and even many parts of Europe — making it a preferred choice for international students on a budget, especially with guidance from platforms like Ó£ÌÒµ¼º½.
Useful Links:
How to Get Student Visa for Germany
IELTS Scores Required for German Universities
Top Ranking Universities in Germany 2025
Categories: Germany
Tags: Study Abroad